Five Star award winner Rick Bain, CFS®

PROFESSIONAL ACCOMPLISHMENTS

AWARDS

Five Star Wealth Manager award winner 2013-2022
CFD Presidential Advisor 2009-2022

Custom fee-based solutions for monitoring your individual needs.

Guidance when you need it — coaching clients through short- and long-term financial decisions.

Lighthouse Financial Strategies is an independent financial advisory group dedicated to understanding, educating, and serving our clients with confidentiality and professionalism. We care about the well-being and success of our valued clients. As experienced advisors, we work alongside our clients to ensure the strategies our team develops continue to align with their short- and long-term goals.

In an ever-changing investment landscape, we use our independence and technical expertise to critically evaluate and select high quality insurance and investment products to meet your needs. Our advisory team will take the time to understand your perspective, analyze your financial health, and assist you in setting and prioritizing realistic goals. We strive to ensure our clients are educated about the options and strategies available to address their concerns and needs.

Financial products and advisory services are offered through regulated brokers/dealers and registered investment advisers. We work through the CFD companies because their values align with ours. Products and services offered to our clients are approved and monitored by CFD to meet regulatory compliance requirements. CFD also supports us with technology and planning services beyond what we can realistically provide on our own. For more information please visit www.cfdinvestments.com.

Join us to develop strategies to achieve your unique goals, then access state-of-the-art tools to monitor progress — even through your mobile phone!

INVESTMENT STRATEGIES

· For Growth or Income

· For Biblical Responsible Investing

· For Risk Management

· For Alternative Investments

INCOME STRATEGIES

· Social Security Optimization

· Pension Analysis

· Annuities

GOALS PLANNING

· College

· Retirement

· Legacy Strategies

· Business

· Tax Strategies

· Divorce & Transition

· Life Events

· Debt Reduction

INSURANCE NEEDS

· Life

· LTC

· Disability

BALANCE SHEET

· Assets & Liabilities

· Financial Accounts Aggregation

· Imported Spending Transactions

· Electronic Document Storage

Please call Rick Bain or a staff member for more information about our services at (816) 537-5148 or visit www.LighthouseStrategies.com.

Read Resources

This award was issued on 1/1/22 by Five Star Professional (FSP) for the time period 04/20/2021 through 10/15/2021. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1670 Kansas City-area wealth managers were considered for the award; 128 (8% of candidates) were named 2022 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2021: 1678, 118, 7%, 1/1/21, 4/20/20 - 10/23/20; 2020: 1579, 115, 7%, 1/1/20, 4/1/19 - 11/13/19; 2019: 1574, 134, 9%, 1/1/19, 5/11/18 - 11/27/18; 2018: 1387, 119, 9%, 1/1/18, 5/17/17 - 11/30/17; 2017: 952, 212, 22%, 12/1/16, 3/26/16 - 11/28/16; 2016: 880, 216, 25%, 11/1/15, 5/20/15 - 10/15/15; 2015: 1572, 201, 13%, 12/1/14, 5/20/14 - 10/15/14; 2014: 785, 176, 22%, 12/1/13, 5/20/13 - 10/15/13; 2013: 766, 203, 27%, 12/1/12, 5/20/12 - 10/15/12; 2012: 676, 200, 30%, 11/1/11, 5/20/11 - 10/15/11.

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Investment Advisory Services are provided through Creative Financial Designs, Inc., a Registered Investment Advisor. Securities
are offered through CFD Investments, Inc., member FINRA/SIPC, 2704 South Goyer Road, Kokomo, IN 46902 (765) 453-9600.

Lighthouse Financial Strategies is not a subsidiary of nor controlled by Creative Financial Designs, Inc., nor CFD Investments, Inc.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.