Five Star award winners Charlotte Dougherty CFP®; John Dougherty, MBA, CFP®, CRPC®; Andrew Tedesco CFP®

As seen in
Cincinnati Five Star award winners
PROFESSIONAL PROFILE
                            
                                            Contact Us
                                        
Charlotte Dougherty CFP®; John Dougherty, MBA, CFP®, CRPC®; Andrew Tedesco CFP®
Dougherty & Associates
8044 Montgomery Rd., Suite 450
Cincinnati, Ohio 45236
Office: 513-745-7007
Cell: 1-800-225-6647
charlotte@dougherty-associates.com
www.dougherty-associates.com/
Professional ApproachOur mission is to help our clients make the most of their opportunities, aspirations and money.  We take our role as your trusted financial advisor seriously.  We provide holistic, personal and comprehensive analysis to create a plan that is actionable.  We help clients appropriately invest their money to meet various goals guided with education and perspective.  Offering a full complement of wealth management and advisory services, the Dougherty team is dedicated to helping you meet your retirement, investment, business and legacy planning needs.
Charlotte DoughertyCFP®Phone: 513-745-7007

I am a CERTIFIED FINANCIAL PLANNER® professional committed to helping clients grow and protect their money through sound financial planning and wealth management. I am devoted to helping clients make the most of their opportunities, aspirations and money by: 
• Providing a holistic analysis of their transactional life 
• Helping them appropriately invest their money to meet their goals 
• Understanding employer distribution options upon retirement, including dealing with employer securities 
• Monitoring your progress towards your goals and adjusting advice and recommendations as your life changes. 
Achieving financial security is an ongoing journey that requires more than simply managing your investments.
Our process helps to identify what is important by quantifying and prioritizing goals. We create a plan through extensive analysis and design, based on each client’s unique circumstances future plans and goals. We work to implement the plan, make adjustments, change the course when necessary, and to address all the events that life brings.
John Dougherty, IIIMBA, CFP®, CRPC®Phone: 513-745-7007

As a partner at Dougherty & Associates with over 15 years of industry experience, John assists clients in developing strategies to meet their investment accumulation and retirement planning goals.  John attended Wittenberg University as an undergraduate and completed his MBA at Xavier University before achieving his CFP® and CRPC® professional designations.  John is listed as a Cincinnati Magazine’s 5 Star Wealth Manager, a winner of the Women’s Choice Award since 2014, and is featured in Marquis Who’s Who in America.  John serves as Vice Chairman of the Board of Trustees for iSPACE, a local STEM education focused non-profit serving over 25,000 k-12 students annually.  John also serves as the President of the Board of Directors for the Financial Planning Association of Southwest Ohio, and as a professional mentor to MBA students at his graduate alma mater, Xavier University.  Outside of his professional achievements, John is a loving husband, a father of two boys, a coach for the Loveland Youth Lacrosse program, a member of St. Columban Church and the Oasis Golf Club. 
Andrew TedescoCFP®Phone: 513-745-7007

Andrew Tedesco, CFP® is a partner and Director of Financial Planning.  He graduated from Xavier University with a major in Finance.  Andrew has the FINRA Series 7 and Series 66 registrations; and is a registered representative and an investment advisor representative.  Andrew is listed as a Five Star Wealth Manager by Cincinnati Magazine and received the Women’s Choice Award since 2014.  Andrew also serves as the Director of Public Relations on the Board of Directors of the Financial Planning Association of Southwest Ohio.  Andrew is a native Cincinnatian.  Andrew enjoys running and is a sports enthusiast.

                    See Accomplishments
                
                        This award was issued on 9/1/20 by Five Star Professional (FSP) for the time period 12/2/2019 through 06/12/2020. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1406 Cincinnati-area wealth managers were considered for the award; 216 (15% of candidates) were named 2020 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2019: 1371, 238, 17%, 9/1/19, 11/19/18 - 6/28/19; 2018: 1413, 239, 17%, 9/1/18, 12/20/17 - 7/19/18; 2017: 985, 288, 29%, 9/1/17, 12/21/16 - 6/29/17; 2016: 918, 368, 40%, 8/1/16, 2/10/16 - 7/25/16; 2015: 1667, 427, 26%, 9/1/15, 2/10/15 - 7/25/15; 2014: 2082, 483, 23%, 9/1/14, 2/10/14 - 7/25/14; 2013: 1367, 509, 37%, 9/1/13, 2/10/13 - 7/25/13; 2012: 1265, 477, 38%, 9/1/12, 2/10/12 - 7/25/12. 
                    
                        Click to access BrokerCheck
            
Associates of Dougherty & Associates are registered representatives of Lincoln Financial Advisors Corp., a broker-dealer (Member SIPC) and a registered investment advisor. Dougherty & Associates is not an affiliate of Lincoln Financial Advisors Corp. CRN2166185-062918

        *Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
    
                    Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations.  FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.