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Orange County Five Star award winner
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  • Five Star Wealth Manager award winner 2015 - 2020
  • Enrolled Agent (EA)
  • Completed Mosten Mediation Training
  • Earning certification as a Certified Life Transitionist
  • NAPFA Registered Financial Advisor
  • Member of the Financial Planning Association (FPA)


When women ask what spurred me to open my own advisory firm, my answer is pretty simple. I know exactly what it’s like to wish for more confidence about money — and how hard it is for women to find an advisor who doesn’t “mansplain” the facts!

For most of my life, I’ve been the family CFO. Sometimes by choice and sometimes by necessity. I married early, and divorced with two young kids in tow. I remarried and faced the challenge of merging multifamily finances. I’ve had breast cancer, I’ve been widowed (from my second husband, after serving as his caregiver for years following a debilitating stroke), I’ve been a corporate executive, a stay-at-home mom, and a business owner. And through it all, the one constant was a need to make sure my finances were the least of my challenges.

I founded Klein Financial Advisors in 2003. Since then, our team has helped hundreds of independent women and their families take charge of their financial lives by helping them understand how to make their money work for them — all without mansplaining a thing.

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This award was issued on 5/1/20 by Five Star Professional (FSP) for the time period 08/1/2019 through 03/13/2020. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2320 Orange County-area wealth managers were considered for the award; 152 (7% of candidates) were named 2020 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2019: 2469, 187, 8%, 5/1/19, 8/13/18 - 3/11/19; 2018: 2423, 144, 6%, 5/1/18, 6/21/17 - 3/16/18; 2017: 1790, 280, 16%, 5/1/17, 8/24/16 - 2/24/17; 2016: 1383, 312, 23%, 2/1/16, 8/19/15 - 1/15/16; 2015: 2010, 351, 17%, 3/1/15, 8/30/14 - 1/30/15; 2014: 3489, 302, 9%, 3/1/14, 8/30/13 - 1/30/14; 2013: 2293, 415, 18%, 3/1/13, 8/30/12 - 1/30/13; 2012: 1760, 255, 14%, 3/1/12, 8/30/11 - 1/31/12.
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Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Links to other sites endorsing a stock or an investment should not be construed to be a recommendation of that stock or investment by Klein Financial Advisors, Inc. Fee-Only financial planning and investment advisory services are offered through Klein Financial Advisors, Inc, a registered investment advisory firm in the state of California and in the state of Texas. The presence of this web site on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of California or where otherwise legally permitted. We are legally authorized to provide investment advisory services to residents of the state of California and certain other states where we meet the state exemption or exclusion.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit