Five Star award winner Mary C. Pascarella, CFP®

PROFESSIONAL PROFILE

Contact Me

Mary C. Pascarella, CFP^®

Perennis Financial Planning

2001 Rte 46 E Ste 103

Parsippany, NJ 07054

Office: 973-917-4600

Cell: 201-874-9578

maryp@perennisfp.com
PerennisFinancialPlanning.com

Professional Approach

Mary is a fee-based LPL Investment Advisor Representative and Wealth Manager with over 40 years of experience in the areas of investments and insurance. She guides clients through the process of financial planning for their retirement income, college funding and estate planning, recommending diversified strategies that fit their short-term and long-term goals. Mary implements those strategies along with sound investment alternatives that focus on the unique objectives of each client and their family. She then monitors the portfolios of her clients striving to assure that their diverse needs are pursued in the ever-changing global economic environment.

Mary is a CERTIFIED FINANCIAL PLANNER™ Professional (CFP® certificant) and Investment Advisor Representative with LPL Financial, which is an independent broker dealer based in San Diego, California. She currently holds Series 7, 63, and 65 securities registrations through LPL Financial, as well as a Life and Health Insurance License, and a Property and Casualty Insurance License.

See Accomplishments

This award was issued on 11/01/2026 by Five Star Professional (FSP) for the time period 03/13/2026 through 09/01/2026. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 7225 New Jersey-area wealth managers were considered for the award; 365 (5% of candidates) were named 2027 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2026: 7,682, 400, 5%, 11/1/25, 3/13/25 - 9/5/25; 2025: 7,425, 431, 6%, 12/1/24, 3/13/24 - 10/7/24; 2024: 6,515, 462, 7%, 12/1/23, 3/13/23 - 9/29/23; 2023: 6,606, 407, 6%, 12/1/22, 3/21/22 - 10/18/22; 2022: 6380, 431, 7%, 12/1/21, 4/12/21 - 10/15/21; 2021: 6123, 459, 7%, 12/1/20, 3/30/20 - 10/23/20; 2020: 6210, 480, 8%, 12/1/19, 3/1/19 - 10/16/19; 2019: 6097, 477, 8%, 12/1/18, 3/21/18 - 10/12/18; 2018: 4383, 415, 9%, 12/1/17, 2/21/17 - 10/12/17; 2017: 3868, 664, 17%, 11/1/16, 2/25/16 - 10/7/16; 2016: 4143, 626, 15%, 11/1/15, 4/15/15 - 10/16/15; 2015: 5063, 672, 13%, 12/1/14, 4/15/14 - 10/16/14; 2014: 3315, 646, 19%, 12/1/13, 4/15/13 - 10/16/13; 2013: 4049, 733, 18%, 12/1/12, 4/15/12 - 10/16/12; 2012: 1312, 400, 30%, 11/1/11, 4/15/11 - 10/16/11.

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Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.