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PROFESSIONAL PROFILE

Vivien Enders

Financial Advisor
Modern Strategy Investments
10429 S. 51st St. Suite 225
Phoenix, AZ 85044
Office: 480-656-6476
Cell: 480-800-8278
vivien@modernstrategyinvestments.com
www.modernstrategyinvestments.com

Professional Approach

My parents emigrated from Ireland to the United States when I was a child in hopes of providing a better life for their children. I watched my parents struggle, working odd jobs to make ends meet. My parents didn't have the means to afford my college tuition, so I worked as a debt collector to pay for my bachelor’s degree from Arizona State's W.P Carey School of Business. As a debt collector, I quickly learned that bad situations could happen to good people.

After witnessing so much hardship, I knew that I wanted to help people manage their personal finances and experience the joys of proactive, sensible planning. As a financial advisor, I feel honored to serve clients from all walks of life. Whether business owners, divorcees, widows, empty nesters, or executives, all my clients appreciate my approachability and open communication.

As a financial advisor, I consistently demonstrate to my clients that:

I truly value an authentic relationship with them and have their best interests at heart.

They are partnered with a knowledgeable professional who is dedicated to managing their wealth as if it were my own hard-earned money.

I value education and like to teach clients about the fundamentals and strategies that apply to their situation.

I am here for them for the long term to organize, build, protect, and eventually transition their wealth to their loved ones.

I take a holistic and comprehensive approach by collaborating with CPAs, attorneys, and other trusted professionals, always keeping client information confidential.

I love learning and like to make sure I keep pace with the constantly changing landscape in financial planning. I hold my series 7 and 66 licenses, as well as insurance licenses. I earned my Chartered Retirement Plan Specialist (CRPS) designation and my Accredited Asset Management Specialist (AAMS) certifications to help ensure I have the knowledge and expertise to help navigate the different situations that can arise in financial planning.

I am married to my best friend, Jeremy, and we have two sons, Sean and Jack. In my free time, I enjoy traveling, off-roading, tennis, reading, and spending time with family.

Let me help guide you through all the financial “noise.” It only takes one conversation to get started. Let's talk!

This award was issued on 10/01/2026 by Five Star Professional (FSP) for the time period 12/25/2025 through 06/30/2026. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2991 Phoenix-area wealth managers were considered for the award; 100 (3% of candidates) were named 2026 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2025: 2,719, 84, 3%, 10/1/25, 12/25/24 - 7/2/25; 2024: 2,431, 101, 4%, 10/1/24, 12/12/23 - 7/9/24; 2023: 2,286, 97, 4%, 9/1/23, 12/12/22 - 6/30/23; 2022: 2290, 89, 4%, 9/1/22, 12/20/21 - 6/17/22; 2021: 2129, 96, 5%, 9/1/21, 12/7/20 - 7/2/21; 2020: 2163, 94, 4%, 8/1/20, 12/23/19 - 7/10/20; 2019: 2043, 117, 6%, 9/1/19, 11/2/18 - 7/17/19; 2018: 2112, 130, 6%, 8/1/18, 11/20/17 - 6/15/18; 2017: 1335, 131, 10%, 8/1/17, 11/8/16 - 6/2/17; 2016: 1149, 232, 20%, 7/1/16, 12/4/15 - 5/31/16; 2015: 2728, 254, 9%, 8/1/15, 12/4/14 - 5/31/15; 2014: 3247, 191, 6%, 8/1/14, 12/4/13 - 5/31/14; 2013: 2936, 286, 10%, 8/1/13, 12/4/12 - 5/31/13.
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Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Modern Strategy Investments are not affiliated

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.