Five Star award winner Inaam Ziyadeh

PROFESSIONAL ACCOMPLISHMENTS

AWARDS

Five Star Wealth Manager Award Winner 2023 - 2026
Million Dollar Round Table (MDRT) Member 2019 - 2026
MDRT Top of the Table: 2024 - 2026

PROFESSIONAL ASSOCIATIONS / MEMBERSHIPS

Five Star Professional
El Paso Chamber
Leadership America
Million Dollar Round Table -Top of The Table (MDRT)
National Association of Insurance and Financial Advisors (NAIFA)
Women in Insurance and Financial Services (WIFS)
Make a Wish Society

CIVIC / COMMUNITY INVOLVEMENT

Woody L. Hunt School Of Dental Medicine
Texas Tech Denatl Oral Health Clinic Special Needs Suite
Texas Tech University Medical Center Of El Paso
March of Dimes
Paso Del Norte Community Foundation
El Paso Children's Hospital Foundation

Inaam Ziyadeh is the President and CEO of Ethos Financial, assisting business owners and medical professionals build a foundation for financial wellness. She discusses strategies with individuals to help protect their income, build their net worth, invest, evaluate tax strategies, and plan for unexpected events. As a member of the Million Dollar Round Table, Women in Insurance & Financial Services, and National Association of Insurance & Financial Advisors, Inaam strives toward the highest level of financial service.

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This award was issued on 07/01/2026 by Five Star Professional (FSP) for the time period 10/30/2025 through 04/30/2026. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1828 Greater Texas-area wealth managers were considered for the award; 69 (4% of candidates) were named 2026 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2025: 1,855, 81, 4%, 7/1/25, 10/30/24 - 5/1/25; 2024: 1,907, 94, 5%, 7/1/24, 10/10/23 - 4/30/24; 2023: 2,757, 90, 3%, 7/1/23, 10/10/22 - 5/5/23; 2022: 2,649, 82, 3%.

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Million Dollar Round Table (MDRT) - 2026 -annual membership demonstrates qualifying production and meeting minimum production levels and pay annual dues. Qualification should not be perceived as a recommendation or an endorsement of services. https://www.mdrt.org/join/member-requirements/ Top Of The Table membership:After achieving 10 years of membership, applicants continue to submit proof of production by a certifying letter until they achieve Top of the Table.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc. member SIPC. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. Inaam H. Ziyadeh, Principal National and Principal Life Financial Representative, Principal Securities Registered Representative, Financial Advisor, and a member of the Principal® Financial Network. Ethos Financial is not an affiliate of any company of the Principal Financial Group. CA Ins #0L98851. 5583905-062026

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future.