Karen Orr, Senior Loan Officer / NMLS 40351 / BRANCH NMLS #:2432231 http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 / NOVA Financial & Investment Corporation, dba NOVA® Home Loans NMLS 3087 / Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. / BK 0902429 / Equal Housing Opportunity