PROFESSIONAL PROFILE
Michael J. Ferraro
www.1stsourcelending.com
About Michael
Michael Ferraro is the President and Founder of 1st Source Lending, a leading mortgage brokerage dedicated to helping individuals and families achieve homeownership with confidence and clarity. With over two decades of experience in the financial services industry, Michael brings a wealth of knowledge, strategic vision, and a client-first approach to lending.
Michael has been helping prospective homeowners since 1997 and consistently ranks at the top of his profession, thanks to both his clients and his peers. His personalized approach to the mortgage business ensures that he will match prospective homebuyers with the perfect product that meets their immediate needs. With 1st Source Lending’s wholesale partnerships, Michael has access to a wide range of innovative loan products.
1st Source Lending was founded in 2016 as a custom mortgage brokerage that puts the client first. Its mission is to provide strong financing that fits the individual, the family and the situation. Under his leadership, 1st Source Lending has expanded its footprint and reputation for providing personalized mortgage solutions, competitive rates, and exceptional service. Michael is known for fostering a culture of integrity, transparency, and excellence, ensuring that every borrower receives expert guidance tailored to their unique financial goals. He is a trusted advisor to both first-time homebuyers and seasoned investors, often praised for his ability to simplify complex processes and deliver results.
In today’s market, it has never been so critical to find and utilize the services of mortgage professionals committed to accuracy, reliability, and responsiveness. Michael and the Mortgage Planners at 1st Source Lending take great pride in providing the highest level of service and strive to build lasting relationships.
Beyond his professional achievements, Michael is passionate about financial literacy and community engagement. He frequently leads educational workshops and supports initiatives aimed at empowering individuals through informed financial decisions.
- Valuing his 27 years of experience, Michael’s clients consistently rank him at the top of his profession
- Lifelong relationships have been and will always be key to Michael’s business
SPECIALTIES AND INTERESTS
- Helping clients purchase homes with ZERO DOWN PAYMENT
- Deep knowledge of the ever-changing mortgage industry
- No Income Verification Products
- Commercial
ACCREDITATIONS & AWARDS:
- Six-year Five Star Mortgage Professional
- CMA - Certified Mortgage Advisor
PROFESSIONAL EXCELLENCE
Five Star Professional conducts market-specific research throughout the U.S. to identify service professionals who demonstrate professional excellence and provide quality services to their clients. The Five Star Mortgage Professional program is the largest and most widely published award program for mortgage professionals in North America, covering more than 40 major markets. Five Star award winners do not pay a fee to be included in the research or on the final list of award winners.
The Five Star Professional research team contacted thousands of recent homebuyers, consumers and industry leaders to identify Philadelphia-area mortgage professionals who stand out in their industry and community.
To learn more about the research methodology, click here.
