Five Star award winner James Speights

PROFESSIONAL PROFILE

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James Speights

Financial Advisor

Capital Wealth Management, LLC

1300 Division Rd

West Warwick, RI 02896

Office: (401) 885-1060

james@capitalwealthllc.com

Professional Approach

Jim began his career in the financial services business in 1971 as an agent for the Prudential. Eventually he joined the Northwestern Mutual Life as a Special Agent and started to work in the area of more advanced markets such as Retirement and Estate Planning.

He went on to start his own company and evolved into financial planning in order to offer more value to those he served. What became apparent was a lack of both discussion but and a lack of understanding as to the challanges of specific risk retirees would face while drawing down on their portfolios during the crashes off 2002-2003 and 2008 and how retirement goals would be affected.

Seeing a deeper understanding he formed Speights Wealth Management with his son Michael, and held the Retirement Planning Workshop at Bryant University for a number of years. A comprehensive none product experience that was designed to help individuals and families deal with this problem. Eventually, he merged with Capital Wealth Management, LLC. He and his incredible assistant, Jen Lyons whom is his wonderful daughter work close with all of operations and Technical Partners along with clients Attorneys and CPA'S to create a truly exceptional experience.

Jim and his best friend Angie Speights have been together now just about 57 years. They are the blessed parents of five incredible children, eight Grand Children, soon to be nine, and two Great Grand Children. Family gatherings around the big table, reunions, and their strong faith keep them together.

The son of a migrant worker from Oklahoma, and a Mother who’s family immigrated from Italy, Jim served honorably in the United States Army from 1965 to 1967, serving in Vietnam from September 1966 to September 1967.

In addition, he is A Life Member of the American Jujitsu Institute, Wahiawa Hawaii, and the Ordonez Kajukenbo Ohana, and is Cheif Instructor of the Three Waters River School of Self Defense in Narragansett, RI, Hawiian Kempo Jutsu and is a representative and instructor for Karate for Christ of Wickford, RI. A program that teaches martial arts to all ages with the emphasis being the principals of Respect, Disipline, Commitment, Servitude, and most importantly, compassion. Jim was awarded Rokudan, 6th degree Black Belt and has trained for over 41 years.

See Accomplishments

This award was issued on 12/01/2024 by Five Star Professional (FSP) for the time period 02/13/2024 through 08/30/2024. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 791 Rhode Island-area wealth managers were considered for the award; 110 (14 % of candidates) were named 2025 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2024: 703, 120, 17%, 12/1/23, 2/13/23 - 8/31/23; 2023: 637, 136, 21%, 12/1/22, 3/28/22 - 10/1/22; 2022: 648, 130, 20%, 12/1/21, 3/29/21 - 10/1/21; 2021: 624, 151, 24%, 11/1/21, 2/8/21 - 9/10/21; 2020: 614, 132, 21%, 11/1/20, 3/2/20 - 9/25/20; 2019: 568, 131, 23%, 11/1/19, 2/25/19 - 10/7/19; 2018: 545, 131, 24%, 11/1/18, 3/16/18 - 10/4/18; 2017: 476, 189, 40%, 11/1/16, 0316/16 - 11/1/16; 2016: 495, 173, 35%, 10/1/16, 5/6/16 - 10/4/16; 2015: 637, 194, 30%, 12/1/15, 5/6/15 - 9/30/15; 2014: 677, 204, 30%, 11/1/14, 5/6/13 - 9/30/13; 2013: 553, 185, 33%, 10/1/13, 5/6/12 - 9/30/12; 2012: 287, 111, 39%, 11/1/12, 5/6/11 - 9/30/11.

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Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.