Five Star award winner Jay Clark, CExP™, RICP®

PROFESSIONAL PROFILE

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Jay Clark, CExP™, RICP^®

Financial Advisor

Lucet Advisors

6455 S Yosemite St Ste 425

Greenwood Village, CO 80111

Office: 303-714-5901

jay.clark@lucetadvisors.com
www.lucetadvisors.com

Professional Approach

Jay Clark is honored to have been awarded as a 5 Star Professional! Jay has more than 20 years of experience serving as a Financial Advisor to families and business owners. He is a Certified Exit Planner, Retirement Income Certified Professional, and a Registered Representative for Guardian and Park Avenue Securities. Jay is the founder and owner of Lucet Advisors. He leads a team of advisors specializing in business owners, professionals, retirees and investment advice. Jay has been a featured speaker at multiple forums, Presidential Citation Awards Conferences, Guardian's GA Conferences, and the GAMA Conference.

Jay’s philosophy is to help individuals understand wealth management by providing the necessary coaching and tools that align with each client’s financial picture. He uses his knowledge in advanced systems such as The Living Balance Sheet® and Advocacy to create a highly customized financial plan for each of his clients needs. He understands the complexity of helping clients realize their true wealth potential, and the vulnerability clients are presented with when hiring a financial professional. Transparency and building a relationship with his clients have always been detrimental to his practice. Jay believes in a balanced and proactive approach towards wealth management.

He enjoys sharing his passion with other Advisors, and clients across many states. Often times he mentors many others around the country. Jay has been sought out for his clarity of narrative, and ability to deliver powerful concepts simply and effectively.

See Accomplishments

This award was issued on 10/01/2023 by Five Star Professional (FSP) for the time period 12/12/2022 through 06/30/2023. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2,580 Denver-area wealth managers were considered for the award; 247 (10% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2022: 2132, 235, 11%, 10/1/22, 1/17/22 - 7/15/22; 2021: 2158, 206, 10%, 10/1/21, 1/4/21 - 7/30/21; 2020: 2172, 213, 10%, 10/1/20, 1/20/20 - 8/14/20; 2019: 2146, 262, 12%, 10/1/19, 1/21/19 - 8/23/19; 2018: 2255, 267, 12%, 10/1/18, 1/18/18 - 8/21/18; 2017: 1716, 287, 17%, 10/1/17, 1/18/17 - 8/9/17; 2016: 1552, 515, 33%, 9/1/16, 2/23/16 - 8/26/16; 2015: 3008, 517, 17%, 10/1/15, 2/19/15 - 8/17/15; 2014: 4385, 528, 12%, 10/1/14, 2/19/13 - 8/17/13; 2013: 2083, 607, 29%, 10/1/13, 2/19/12 - 8/17/12; 2012: 1965, 611, 31%, 10/1/12, 2/19/11 - 8/17/11.

Click to access BrokerCheck

Jeremy (Jay) Clark is a Registered Representative and Financial Advisor of Park Avenue Securities
LLC (PAS). Securities products and advisory services offered through PAS,
member FINRA, SIPC. Financial Representative of The Guardian Life Insurance
Company of America® (Guardian), New York, NY. PAS is a wholly owned
subsidiary of Guardian. Lucet Advisors is not an affiliate or subsidiary of PAS or
Guardian. Lucet Advisors is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License #: 0C84391

2022-140137 Exp. 06/24

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.