Sacramento Five Star award winner

PROFESSIONAL PROFILE

Courtney McHarg

LPL Financial Advisor / Principal
McHarg & Associates Wealth Planning
2277 Fair Oaks Blvd., Suite 425
Sacramento, CA 95825
Office: 916-922-5812
Courtney@mawealthplanning.com
www.mchargassociates.com

Professional Approach

Courtney McHarg is an LPL Financial Advisor and the principal and founder of McHarg & Associates Wealth Planning. She received her Bachelor of Arts degree in Economics from the University of California at Davis. She brings more than 18 years of experience as a financial planner and wealth advisor to clients seeking to simplify their financial lives and maintain financial independence throughout retirement.

Courtney is a Chartered Retirement Planning CounselorSM (CRPC®) and holds her Series 7 securities registration with LPL Financial.

Retirement Income Strategies
Retirement Planning Strategies and Investments
Domestic Partner Planning
Women's Financial Strategies

This award was issued on 02/01/23 by Five Star Professional (FSP) for the time period 06/06/22 through 12/09/22. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 946 Sacramento-area wealth managers were considered for the award; 107 (11% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2022: 1082, 94, 9%, 2/1/22, 6/14/21 - 12/10/21; 2021: 1080, 96, 9%, 2/1/21, 6/1/20 - 12/18/20; 2020: 1006, 99, 10%, 2/1/20, 5/27/19 - 12/20/19; 2019: 997, 115, 12%, 2/1/19, 5/31/18 - 12/21/18; 2018: 902, 99, 11%, 2/1/18, 6/2/17 - 12/29/17; 2017: 641, 170, 27%, 1/1/17, 4/26/16 - 12/28/16; 2016: 597, 179, 30%, 1/1/16, 8/5/15 - 12/31/15; 2015: 1011, 210, 21%, 2/1/15, 8/5/14 - 12/31/14; 2014: 809, 167, 21%, 2/1/14, 8/5/13 - 12/31/13; 2013: 1040, 202, 19%, 2/1/13, 8/5/12 - 12/31/12; 2012: 881, 175, 20%, 2/1/12, 8/5/11 - 12/31/11.
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The financial consultants at McHarg & Associates Wealth Planning are registered representatives with, and securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

*Award based on 10 objective criteria associated with providing quality
services to clients such as credentials, experience, and assets under management among other factors. Winners appearing on this
page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.