What can you expect? Why work with me?

1. A quote that you can count on.

Affordable lending solutions, in an uncertain market.  My business and credibility is built by extending loans that fit your financial profile.  Appropriate lock period to close your loan.

2. Accurate information.

30 years lending experience in the Puget Sound Market. Rates change on a daily basis, lending programs and standards are changing, the current market is very volatile. It pays to work with someone who is familiar with the market, and has the experience to match you with a program that serves you now, and in the future. You expect accurate information, I expect the same of myself.

3. A wealth of information and perspective.

This market will challenge those that have not had to make loans in this type of environment. There are no easy answers, your circumstances are very individual, and deserve individual attention. My role is not to sell a mortgage program to you, it is to be your advisor. I will give you the pros and cons of each program to help you select the one that works best for you.

4. Relationship based lender.

The mortgage process can be transactional, our business grows with your referrals over a lifetime.

5. Multiple loan options.

We can provide you loan options with many rate/fee scenarios. Financing options with no closing costs, options to buy down the interest rate, options that fit somewhere in between. Financing options for loans ranging from USDA, conforming, non conforming, government loans.

I will confirm all information in writing, please ask for a good faith estimate. I can meet in person, over the phone, or on the internet.

I look forward to assisting you with your questions.