Austin, San Antonio and Central Texas Five Star award winner



  • Five Star Mortgage Professional award winner 2015-2016, 2018, 2019, 2021

  • Top 1% Mortgage Orginators in America 2015 - 2018

  • Top Mortgage Professional in Austin Monthly's Peer-to-Peer Survey

  • Top 25 Mortgage Originators in Austin Business Journal Book of Lists 2018

Customer Testimonials

  • "Joel and his team are the best financing team I've ever worked with. I was new to the area and I feel so fortunate to have found a team I could trust.We funded a week earlier than expected, they were extremely responsive, they're nice and above all, they problem solve with the best of them. Joel himself was at my signing where he fielded all kinds of specific questions. I cannot give Joel and his team a higher recommendation. Amazing service. Thank you, Joel!" Nick T., Austin, Tx 78703

  • "My husband and I have been rethinking refinancing our house for months. However, we delayed the process because we were dreading the paperwork. But once we reached out to Joel, everything fell into place so easily. Joel and his team made refinancing a breeze. He and his team truly deliver "prompt, reliable, and no bull" service!" Donna B., Austin, Tx
  • "Joel and his whole team went above and beyond for us. Not only did they get the entire process done in just 14 days instead of 30, but they were answering emails/texts at 10:00 pm. Joel has a customer for life. Will refer him to everyone I know!!!" Madison P., Austin, Tx
  • “By the way, you know that I've been through the [home] loan process many times, and, this was still the quickest and smoothest underwriting process I've had. It's been a pleasure working with you." Craig C, Austin TX


Mortgage Experience You Can Leverage

Austin mortgage lender Joel Richardson will provide you with the best mortgage solution for your home loan needs. As a one of Austin’s leading mortgage lenders, Joel Richardson can deliver the right mortgage product at low rates with an on-time closing.  With over 20 years of financial experience, he is a top Austin mortgage lender for home renovation and custom construction projects, as well as purchases and refinances of residential and investment properties. A local presence with national backing of PrimeLending, Joel aims to make the home loan process simple.

A Mortgage Lender You Can Trust

With Joel’s responsive service and consistent communication you will not need to worry about reaching out constantly just to get an answer for one of the biggest investments of your life. We have highly qualified staff for processing, underwriting and funding each finance loan to provide you a reliable and easy mortgage loan experience.

Joel is an expert in owelty and other home equity loans, condo loans and cash-out refinances. His mortgage lender services are available in Austin, Round Rock, Georgetown, and nationwide.

Contact us today if you are looking at buying a home for the first time, need some refinancing or if you are just looking to upgrade, Joel will help you with your mortgage lending needs. We are consistently listed in the top ten Best Mortgage Lenders in the city of Austin thanks to our customer’s great reviews on Yelp!

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*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.