Five Star award winner James J. Speir

PROFESSIONAL PROFILE

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James J. Speir

Investment Advisor Representative

Speir Financial Services/Core Cap Advisors

17515 W 9 Mile Rd Ste 440

Southfield, MI 48075

Office: 248-423-2700

james@speirfinancial.com
www.speirfinancial.com

Professional Approach

James J. Speir is the founder of Speir Financial Services, LLC, providing financial and insurance services. James’ passion is to provide continuous financial guidance to individuals and families who need to secure their financial future. He has been developing safer, conservative retirement and estate plans for over a decade. In addition to providing products and services from some of the largest, most stable and well-respected names in the financial industry, his number one commitment is to serve his many clients and to be there when their life situation changes. Speir Financial Services, LLC has partnered with some of the premier firms in the estate planning and asset protection arena in Southeastern Michigan.

James is an independent Investment Advisor Representative with Core Capital Advisors and offers independent full brokerage of insurance. He is licensed in the states of Michigan, Illinois, Arizona, Florida, California, Texa, Iowa, Minnesota, Ohio and Tennessee for life, accident, and health insurance. He is also licensed in the state of Michigan for property and casualty insurance. He holds bachelor's degrees in psychology and sociology and a master's degree in social work. He has a personal financial planning certificate from Oakland University. He has prior experience as an administrator in the health care industry and maintains his license as a social worker in the state of Michigan.

James is also the founder and chairman of the Senior and Caregiver Resource Network. This non-profit network’s mission is to be a complete source of ethical, competent and trusted solutions for caregivers and older adults with a respected reputation in the community for senior services. The network is also responsible for raising funds to assist seniors in need. James is an active member of his community in Huntington Woods, Michigan. He is married and has two sons.

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Advisory Service offered through CoreCap Advisors, Inc., a Registered Investment Advisor. Speir Financial Services and CoreCap are separate and unaffiliated entities.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 3,260 Detroit-area wealth managers were considered for the award; 274 (8% of candidates) were named 2021 Five Star Wealth Managers. 2020: 3,105 considered, 284 winners; 2019: 2,987 considered, 347 winners; 2018: 3,069 considered, 322 winners; 2017: 1,836 considered, 356 winners; 2016: 1,961 considered, 630 winners; 2015: 2,238 considered, 627 winners; 2014: 3,448 considered, 658 winners; 2013: 2,762 considered, 749 winners; 2012: 2,658 considered, 745 winners.