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Pittsburgh Five Star award winner


Thomas W Young

President, 1st Consultants Inc.
Prosperity Economic Partners
1st Consultants, Inc.
1413 3rd St
Beaver, PA 15009
Office: 724-728-6820
Cell: 412-855-4910

Professional Approach


Tom is a life time resident of Western, PA and has a wife, Thresa and one daughter Sarah. Tom started in the financial services industry in 1976, and is the founder and President of 1st Consultants, Inc. He is also the Professional speaker for Financial Curves, Inc. Tom is a Financial Professional, a published author, professional speaker and a radio personality.

1st Consultants, Inc. is a comprehensive financial planning and wealth management firm located in Beaver, PA, serving the Greater Pittsburgh Area. Our firm is dedicated to providing insight and solutions that assist our clients in the pursuit of their financial convey key information about you and your business. What if Tom can help you re-direct your current debt payments to assist you in getting debt free in less time than you thought possible?

What if you discovered that you could recover the interest expenses you pay to finance cars or other major purchases?What if you learned that you could recover the "lost fortune" on the money you needlessly give to financial institutions?What if you realized that you could do this on a tax-free basis?

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All advisory services are offered through Prosperity Economics Partners, LLC ("PEP"), a registered investment advisor. PEP is in no way affiliated with 1st Consultants, Inc. nor is 1st Consultants, Inc. a registered investment advisor.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
This award was issued on June 1, 2020 by Five Star Professional (FSP) for the time period June 1, 2020 through May 31, 2021. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients? assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 1,886 Pittsburgh-area wealth managers were considered for the award; 224 (8% of candidates) were named 2020 Five Star Wealth Managers. 2019: 1,667 considered,. 251  winner; 2018: 1,653 considered, 227 winners; 2017: 1,133 considered, 277 winners. 2016: 1,064 considered,423 winners; 2015: 1,494 considered, 442 winners; 2014: 1,721 considered, 458 winners; 2013: 1,777 considered, 545 winners; 2012: 1,863 considered, 493 winners.