The following is my forward to the book "The Perpetual Retirement Income Machine" Call or email us today for your copy.

Are you at peace? 
 
What are your priorities?
 
What do you want to accomplish in your life?
 
How does money shape your vision for your future?
 
As you start this book, I want you to set aside a moment for yourself.  Pause, take a deep breath and answer the four questions above.  
 
Your answers, and the feelings they convey, might surprise you. You may initially fluff off the introspection with pat answers. But take an extra moment and really try to define where you are today, what you want for yourself and those you love and why you want to chart a path to the lifestyle you envision?
 
I ask you these questions because I sincerely want this book to make a difference for you. 
 
My hope is that the hard work Steve Lewit and Scott Campbell put into refining the concept of a Perpetual Retirement Income Machine and writing this book will help you achieve financial peace of mind so that you can pursue the goals you find most important. 
 
Our intent is to provide you with keen insight into ways you can enjoy a focused and flexible perpetual retirement income machine that is customized to you and your vision.
 
We want it to be practical.  We want it to be understandable.  We want it to guide you in your decision making now and throughout your retirement years.
 
Yes, this is a guide to help you craft an investment and lifetime retirement income plan.
 
The insights and answers it offers can also be the engine that provides you with freedom…freedom to make and pursue your plans, to enjoy relationships and to insulate you from worrying about the very real concerns many investors face in today’s uncertain marketplace.
 
Many of us have heard the old saying, “Failing to plan is planning to fail.”
 
While I have certainly found the process of charting a financial path to be vitally important during my fourteen years of teaching, guiding and serving people just like you as we grow their wealth and prepare them for retirement, an equally wise observation attributed to Helmuth von Moltke, a 19th-century head of the Prussian army, may be even more important to remember in preparing for your retirement years, namely “No battle plan ever survives first contact with the enemy”

Now don’t misunderstand me.  Your working years and your retirement years are not your ‘enemy’. My sincere wish is for your primary working years, and the many years of your life that will follow, to be as fulfilling and enjoyable as possible. 
The key is knowing that unwelcomed surprises have a habit of happening at the worst possible times, especially when we transition from the known (our working years) to the new and unknown (our retirement years).

Allow me to share a quick story I hope resonates with you.

My first career out of college was almost my last. I had just earned my wings as a Naval Flight Officer flying the Navy’s E2-C Hawkeye. Our squadron deployed on the USS Forrestal and I was assigned the 4:00 a.m. flight deck watch that first night at sea. I obviously did not know my way around the ship so prior to going to bed I mapped out a course to the flight deck control room and even practiced how to get there. It only took a few minutes to get to the flight deck from my stateroom so I set my alarm for 3:40 a.m. (plenty of time to wake up, brush my teeth, put on my flight suite and arrive at my duty station by 4:00 a.m.) and went to sleep. 
 
Well, my phone rang at 3:35 a.m. and I was greeted by an angry officer telling me I was late for my first watch. Good grief…no one had told me I was to be “on station” 30 minutes early. My only goal was to get up to the flight deck as soon as possible. After quickly dressing, I decided to take a potentially faster, but different route “topside” that I vaguely remembered seeing as I planned my original route the night before.
 
I made it outside, but on the opposite side of the flight deck from my intended location.  We were at sea and it was very dark.  While still shaking the sleep out of my eyes I started across the flight deck, wanting to get to my duty station quickly. After several steps in the blackness of night I realized something was not right.  Thankfully, I froze.  As my eyes adjusted to the faint light shining down on the deck, I realized I was one step away from walking off the front end of the aircraft carrier!
 
In my haste, I had walked in the exact opposite direction from my intended destination.
 
My first night at sea would also have been my last had I not come to my senses before taking that last, well-intentioned but woefully misguided, step.
 
Can you picture yourself in my story as you pursue your financial plans?
 
How confident are you on your current route to your retirement “topside?”
 
Do you feel as if you are walking in the financial dark?
 
Is it time to pause, clear your head and make sure you are traveling in the right direction to achieve your most cherished goals?
 
Helping clients find clarity in a complicated and often confusing sea of financial options is one of my greatest joys.
 
I was asked a simple question at the start of my wealth advisory career while I considered if I should enter the world of financial advice
 
“When a mother or father is on their deathbed, who do you think they call to make sure their family will be financially whole once they die…the guy who gave them a good price on office products or the trusted financial advisor who helped them build their wealth and craft their plan for those they love?”
 
The question struck a chord with me…not only because I feel wired to make a difference in the lives of others, but because my father was so poorly served by those he turned to for financial advice. Years before, my dad lost his savings to a commission hungry stock broker who convinced him to speculate in a risky, short-term scheme. The
loss meant Dad was never able to realize his dream of entrepreneurship. His lack of investment resources also led him to sell the home he loved once my mom died.
 
Could I really make a difference in the financial lives of others?  Were the academic lessons I learned about markets and investing while studying for my MBA at Villanova University be embraced and implemented by men and women, husbands and wives, fathers and mothers?  Was the financial system even setup to offer advice without bias and focus on the best interests of real investors with a real need for a secure and happy financial future?
 
Thankfully, I can resoundingly answer yes to these questions because of the academically valid investment philosophies I provide my clients and the practical and valuable planning and implementation we offer using our Perpetual Retirement Income Machine strategies.  
 
Do you have a written investment and retirement income plan you trust to weather the financial storms of life and provide the lifestyle you want for you and your loved ones?
 
If so, then I truly am thrilled for you and your family. 
 
If not, or if you want to insure your plan is ideally suited to your needs, then I know you will enjoy reading this book and learning how The Perpetual Retirement Income Machine can make a difference for you and those you cherish.
 
Enjoy your day – it is the only one on the schedule!
 
R Scott Maxwell, MBA, CFP®
Wealth Advisor and President
R. Scott Maxwell Financial

R. Scott Maxwell, MBA, CFP® is a Wealth Advisor and President of R Scott Maxwell Financial, a Registered Investment Advisor wealth management firm headquartered in Frisco, Texas. Awarded the prestigious 2012, 2013, 2014, 2016, 2017, 2018, 2019, 2020 and 2021 Five Star Wealth Manager Award for the Dallas/Ft. Worth area in Texas Monthly magazine and Best Wealth Managers in Dallas 2010 by D Magazine and reaffirmed in 2012, 2013 and 2014 as part of a team at his previous firm by D Magazine, Scott is committed to teaching investors the truth about the stock market and how they can achieve Peaceful Wealth throughout their lives. Scott can be reached at 469-213-3995 or by email at Scott@RScottMaxwell.com