Rich brings a breadth of knowledge to his clients having spent over 25 years in the wealth management industry. His clients sincerely appreciate his relaxed, no nonsense approach to the business and the time he dedicates to helping them understand, at times, very complex issues. Rich believes a well-constructed plan is critical to a client's success and investment decisions should be the result of the financial plan and a true understanding of each client's needs. Rich goes beyond risk management, tax efficiency, cost and planning and takes the time to understand his clients at a level not common in the industry. He prides himself on discussing the plan in depth, to ensure the client knows exactly what to expect, not only for themselves, but to their heirs as well.