Five Star award winner Steven E. Richardson, CPA, CFP®, AIF®

PROFESSIONAL PROFILE

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Steven E. Richardson, CPA, CFP^®, AIF^®

Senior Advisor and Principal

Potomac Financial

Private Client Group, LLC

11130 Sunrise Valley Drive, Suite 130

Reston, VA 20191

Office: 703-891-9960

Cell: 703-855-3984

steve@potomacfinancialpcg.com
www.potomacfinancialpcg.com

Must Love Dogs!

Well, not really, but if you did, it would be one thing we would have in common. One of the great gifts I have found working as a financial advisor is the relationship I develop with clients and their families. I'm privileged to experience and share in so many of life’s best events with clients including the birth of children and grandchildren, first birthdays, high school and college graduations and weddings. Anniversaries, new homes, new careers, change of careers, milestone birthdays and eventually, retirement. I'm there at the sad times too when a long term illness strikes and yes, at the loss of a husband, wife or loved one. If I'm doing it well, I'm synced with the family, trustees and executors and the family’s estate attorney, tax preparer and CPA. Being a financial advisor is so rewarding because of these shared experiences and because I find I am so integral to my clients' financial lives. And, because I work as part of a team at Potomac Financial Private Client Group, LLC, our clients become part of our families as well. On top of all of this, we even get to meet and know our clients' dogs (or cats or birds).

If you’re seeking independent advice from an experienced team devoted to your family’s financial success, don’t hesitate to call. Our expertise is extensive and includes:

Comprehensive financial and retirement planning
Investment and portfolio management
Income distribution strategies
Socially responsible investments/ESG investing
Social Security and Medicare reviews
College planning and savings
Income and family protection
Long term care analysis and protection
Multi-generational and Legacy planning
Retirement plans for businesses

I live in Fairfax, VA and Kilmarnock, VA with my wife Lori and our golden retriever, Echo (our 4th golden retriever since 1993) but work with professionals, families and busineses throughout the United States. We enjoy an active life that includes our family and friends, golfing, boating, tennis, beekeeping, traveling and more; pretty much anything outdoors or on the Chesapeake Bay.

See Accomplishments

This award was issued on 10/17/23 by Five Star Professional (FSP) for the time period 1/9/23 through 7/31/23. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2,627 Washington, D.C.-area wealth managers were considered for the award; 160 (6% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2022: 2597, 159, 6%, 10/17/22, 1/10/22 - 8/26/22; 2021: 2091, 121, 6%, 10/17/21, 1/4/21 - 7/23/21; 2020: 2535, 115, 5%, 9/1/20, 1/27/20 - 8/21/20; 2019: 1956, 122, 6%, 10/1/19, 12/31/18 - 8/9/19; 2018: 1975, 100, 5%, 10/1/18, 2/1/18 - 8/24/18; 2017: 1417, 106, 7%, 10/1/17, 2/8/17 - 8/22/17; 2016: 1665, 208, 12%, 8/1/16, 3/2/16 - 8/30/16; 2015: 1837, 227, 12%, 9/1/15, 2/14/15 - 8/10/15; 2012: 449, 97, 22%, 10/4/11, 2/14/11 - 8/10/11.

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Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.