Washington D.C. Five Star award winner

PROFESSIONAL PROFILE

Steven E. Richardson, CPA, CFP®, CRPS®

President
Potomac Financial
Private Client Group, LLC
6723 Whittier Ave Ste 305
Mclean, VA 22101
Office: 703-891-9960
Cell: 703-855-3984
steve@potomacfinancialpcg.com
www.potomacfinancialpcg.com

Must Love Dogs!

Well, not really, but if you did, it would be one thing we would have in common.  One of the great gifts I have found working as a financial advisor is the relationship I develop with clients and their families.  I'm privileged to experience and share in so many of life’s best events with clients including the birth of children and grandchildren, first birthdays, high school and college graduations and weddings.  Anniversaries, new homes, new careers, change of careers, milestone birthdays and eventually, retirement.  I'm there at the sad times too when a long term illness strikes and yes, at the loss of a husband, wife or loved one.  If I'm doing it well, I'm synced with the family, trustees and executors and the family’s estate attorney, tax preparer and CPA.  Being a financial advisor is so rewarding because of these shared experiences and because I find I am so integral to my clients' financial lives.  And, because I work as part of a team at Potomac Financial Private Client Group, LLC, our clients become part of our families as well.  On top of all of this, we even get to meet and know our clients' dogs (or cats).

If you’re seeking independent advice from an experienced team devoted to your family’s financial success, don’t hesitate to call.  Our expertise is extensive and includes:

  • Comprehensive financial and retirement planning
  • Investment and portfolio management
  • Income distribution strategies
  • Socially responsible investments/ESG investing
  • Social Security and Medicare reviews
  • College planning and savings
  • Income and family protection
  • Long term care analysis and protection
  • Multi-generational and Legacy planning
  • Retirement plans for businesses

 

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Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency. 

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1975 Washington, D.C. area wealth managers were considered for the award; 100 (5 percent of candidates) were named 2018 Five Star Wealth Managers. 2017: 1417 considered, 106 winners; 2016: 1665 considered, 208 winners; 2015: 1837 considered, 227 winners; 2012: 449 considered, 97 winners.