Atlanta Five Star award winner

PROFESSIONAL PROFILE

Christopher Morris, MBA, CFP, CPA, RFC, PFP

President
CMA Financial Services
Wall Street Advisors
1 Dunwoody Park S Ste. 105
Atlanta, GA 30338
Office: 770-493-7578
chris@cmawizards.com
www.cmawizards.com

Professional Approach

Financial Road Map® – We will provide you with a complete Financial Road Map that we update annually.  We benchmark your progress toward the attainment of your goals for reasons that are important to you.

 Financial Plan – The Financial Plan includes a comprehensive written strategic plan and a detailed written action plan.  We typically update your plan once a year or when you change your goals.  With the plan:   

  • We determine the proper amount of cash reserves you should have.
  • We make sure you are on track for the attainment of your goals for reasons that are important to you. 
  • We make sure you have the proper wills, trusts, charitable giving documents and a comprehensive estate plan.
  • And we determine the types and amount of insurance you should carry.

Investments, Investment Management & “Tactical Asset Allocation” –

  • We use tactical asset allocation models for money management.  These models are based on mathematical models that won several Nobel Prizes for finding the best way to achieve the highest investment returns possible given your personal “risk tolerance.”
  • We allocate assets to different investment classes using computer models.  By doing this we optimize your investment return given your specific “risk tolerance.”  Risk tolerance is based on Prospect Theory.
  • We select the specific Investments from many sources.  We select the best advisors and investments that we can find, to maximize your chances that you will attain all of your goals.
  • Our process is liberating!  You will never again have to spend hours managing brokers, insurance agents, CPAs, estate planning attorneys or investment managers.  We free you from reading the Wall Street Journal, watching CNBC, or reading business magazines to stay up on what is happening in the market place.

Progress Meetings * –  We have three personal progress meetings with our clients.  These meetings are designed to ensure you will attain all of your goals for reasons that are important to you.

The Comprehensive Safety Review Meeting:  We address every risk that could adversely affect your plan and we come up with a strategy to minimize or eliminate that risk.

The Goal Progress Outlook Meeting:  We create a written strategy for every tangible goal you have and we track your progress toward your success.  We will consider the question, when is enough money enough and discuss your financial freedom.

The Financial Road Map® Update:  We will update your comprehensive written financial plan.  We will make sure you are still on track to attain your goals.  Course corrections that are needed will be made to keep you on track along the way.  We will also update your asset allocation models for investing from time to time, but typically at least once a year.

Quality of Life & Health Review:  During these meetings we will periodically update your Quality of Life Enhancer Exercise to ensure that you are looking after your health and fitness at a level that will give you a higher probability of living a long and fruitful life.

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Advisory services offered through CMA Financial Services, LLC, SIPC

Headquartered at 1 Dunwoody Park S, Suite 105, Atlanta, GA 30338

770-493-7578

 

 

 

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 3,248 Atlanta area wealth managers were considered for the award; 287 (9 percent of candidates) were named 2018 Five Star Wealth Managers. 2017: 2,378 considered, 301 winners; 2016: 2,210 considered, 526 winners; 2015: 3,620 considered, 546 winners; 2014: 4,433 considered, 560 winners; 2013: 2,852 considered, 592 winners; 2012: 2,660 considered, 607 winners.