Five Star award winners Dan Ahmad & Jim Files

PROFESSIONAL PROFILE

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Dan Ahmad & Jim Files

Co-Founders

Peak Financial Freedom Group

2520 Douglas Boulevard, Suite 110

Roseville, CA 95661

Office: 916-791-7063

info@peakfin.com
www.peakfin.com

Professional Approach

Dan Ahmad and Jim Files are best-selling authors with Larry King and have 50+ years of combined experience as lecturers, coaches, innovators, and financial professionals. Dan and Jim are nationally recognized as two of the top financial advisors working exclusively with retirees. Dan and Jim create comprehensive written retirement income plans to ensure retirees avoid large losses and guarantee they won’t run out of money for as long as they live.

As co-founders of Peak Financial Freedom Group, Dan and Jim have presented to over 20,000 attorneys, accountants, financial professionals, and consumers, and received commendations from the California Attorney General’s Office, California State Department of Education, Association of California School Administrators, California Teachers’ Association, Faculty Association of California Community Colleges, 17 California state universities, 66 California community colleges, National Network of Estate Planning Attorneys, and California Visiting Nurses Association.

Dan and Jim host the cutting-edge “Peak Financial Freedom Hour” radio show on the award-winning KFBK News Radio 1530 AM, and also on KSTE 650 AM, taking the gray areas out of money. They were promoted in 2015 in a powerful Forbes magazine section titled “California’s Financial Leaders,” seen on ABC, NBC, FOX 40 TV, and created over 150 financial education videos.

Dan and Jim serve as coaches and mentors for TruChoice Financial Group, one of the nation’s leading financial service firms with over 3,000 financial professionals. They have received over 50 industry awards. They wrote “Don’t Bet the Farm,” "The Big Question", and "Momma's Secret Recipe for Retirement Success" for providing answers to the most daunting questions retirees have about their money.

Dan has been a CERTIFIED FINANCIAL PLANNER™ certificant since 1989 and an Enrolled Agent with the IRS from 1987-2016. He is an Accredited Tax Advisor®, Fellow of the Estate and Wealth Strategies Institute at Michigan State University, Investment Advisor Representative, member of the National Society of Accountants, and is life insurance licensed. Jim has tremendous business experience including taking his company public and running it as a public corporation for many years, serving on executive management teams for public companies and specializing in mergers and acquisitions. He also has his life insurance license.

Dan and Jim work daily with retirees to help them understand their money by creating comprehensive written retirement income plans to increase their income, guarantee they won’t run out of money, reduce their risk by avoiding large stock market losses like 2008, minimize their taxes, reduce fees, earn competitive returns, and efficiently pass assets to beneficiaries.

Dan and Jim have been business partners and best friends for 24 years. They were both raised locally, work in Roseville, CA, and live in Granite Bay, CA. Dan has been married to his wife Elaine for 31 years; they have two daughters, Lexi and Tori. Jim has been married to his wife Tami for 41 years; they a daughter, Kyley, a son, Cody, a daughter-in-law, Martine, and granddaughters, Colette and Elise.

Dan Ahmad

Co-Founder & Best-Selling Author

Phone: 916-791-7063

Dan is a co-founder of Peak Financial Freedom Group and serves as the president. He is a CERTIFIED FINANCIAL PLANNER™, Accredited Tax Advisor®, Enrolled Agent with the Internal Revenue Service from 1987-2016, Member of the National Association of Accountants, a Registered Member of the National Ethics Association, an Investment Advisor Representative of his own Registered Investment Advisory firm, and is licensed with the California State Department of Insurance. Dan is a Fellow of the Institute of the Estate & Wealth Strategies Institute at Michigan State University, successfully completing a three year post-doctorate study program. He has provided financial guidance and served people in his community for 37 years.

Jim Files

Co-Founder & Best-Selling Author

Phone: 916-791-7063

Jim is a co-founder of Peak Financial Freedom Group and serves as the chief executive officer. He is an Investment Advisor Representative of his own Registered Investment Advisory firm, and is licensed with the California State Department of Insurance. Jim has tremendous business experience having successfully operated multiple companies in diversified businesses, with operations spanning to 23 different countries. He has successfully completed an Initial Public Offering with one of his previous companies, has significant experience in multiple areas of real estate, and is an expert in mergers and acquisitions. He has provided financial guidance and served people in his community for 18 years.

See Accomplishments

This award was issued on 2/2/25 by Five Star Professional (FSP) for the time period 5/15/24 through 11/29/24. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.1,288 Sacramento-area wealth managers were considered for the award; 39 (3% of candidates) were named 2025 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2024: 1,163, 110, 9%, 2/1/24, 5/15/23 - 11/30/23; 2023: 946, 107, 11%, 2/1/23, 6/6/22 - 12/9/22; 2022: 1,082, 94, 9%, 2/1/22, 6/14/21 - 12/10/21; 2021: 1,080, 96, 9%, 2/1/21, 6/1/20 - 12/18/20; 2020: 1,006, 99, 10%, 2/1/20, 5/27/19 - 12/20/19; 2019: 997, 115, 12%, 2/1/19, 5/31/18 - 12/21/18; 2018: 902, 99, 11%, 2/1/18, 6/2/17 - 12/29/17; 2017: 641, 170, 27%, 1/1/17, 4/26/16 - 12/28/16; 2016: 597, 179, 30%, 1/1/16, 8/5/15 - 12/31/15; 2015: 1,011, 210, 21%, 2/1/15, 8/5/14 - 12/31/14; 2014: 809, 167, 21%, 2/1/14, 8/5/13 - 12/31/13; 2013: 1,040, 202, 19%, 2/1/13, 8/5/12 - 12/31/12; 2012: 881, 175, 20%, 2/1/12, 8/5/11 - 12/31/11.

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By contacting Peak Financial Freedom Group, you may be offered additional information regarding the purchase of financial products. Investments involve risk and unless otherwise stated, are not guaranteed. Past performance is no indicative of future performance.

Investment Advisor Representative of and Advisory Services offered through Fiduciary Solutions, LLC, a Registered Investment Advisor. Peak Financial Freedom Group, LLC and Fiduciary Solutions, LLC are affiliated entities. Peak Financial Freedom Group provides no Advisory Services. Insurance products and services provided by independent agents. Jim Files CA Insurance License #0F06511 & Dan Ahmad CA Insurance License #0732913

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.