Houston Five Star award winner


Carrie Panacek

C&T Mortgage, Inc
16718 House Hahl Rd Ste H
Cypress, TX 77433
Office: 832-220-1480
Cell: 713-562-3530

Carrie began her career in the mortgage industry in 2001 after graduating with a degree in Anthropology from the University of Houston. After many years as a loan officer, sales manager and loan processor she opened C&T Mortgage with her best friend of 30 plus years, Tami Channel. She wanted to be able to offer a great product, at a great price yet be available as a mother to her two sons Kai and Dalton. She has been married for nineteen years and enjoys dancing and traveling. Carrie understands what clients expect and need from a mortgage broker after years of learning and closing over 1500 loans. She continues to maintain her client base solely from referrals and enjoys making new clients for life via great customer service and knowledge of the mortgage industry.


Five Star Professional conducts market-specific research throughout the U.S. to identify service professionals who demonstrate professional excellence and provide quality services to their clients. The Five Star Mortgage Professional program is the largest and most widely published award program for mortgage professionals in North America, covering more than 40 major markets. Five Star award winners do not pay a fee to be included in the research or on the final list of award winners.

The Five Star Professional research team contacted thousands of recent homebuyers, consumers and industry leaders to identify Houston-area mortgage professionals who stand out in their industry and community.

To learn more about the research methodology, click here.

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*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.