Richard's goal as a Financial Representative is to listen to your financial dreams and objectives and help you create a strategy for meeting them. Richard defines this strategy as wealth coordination and financial protection. The most important part of creating “Financial Success” is to understand that there is more than one strategy available to achieve one's financial goal. It is Richard's job to educate you on the many different financial strategies that exist and to provide you with the knowledge to make the decisions which will most benefit you and your family rather than benefit solely the Financial Institution's best interests. Whatever your needs or your stage in life, this strategy can help you to better create, build, and preserve wealth to protect you and the people you care about.
Every financial decision you make incurs a financial cost — You either borrow money and pay interest or you remove money from your investment environment and, therefore, give up earning interest or growth and incur a “Lost Opportunity Cost.” Richard provides his clients the ability to recognize this and makes sure that each financial decision made incurs the least amount of “financial cost” while providing maximum flexibility.
You currently work with multiple advisors (Micro Managers), a Stockbroker, Property and Casualty Agent, Life Insurance Agent, Banker, Accountant, Attorney and Realtor. How often do they speak to one another about you and your family’s financial plan? If not, this may result in deficiencies.
Richard is not interested in replacing any of your current advisors — only to act as your Macro Manager and offer you the opportunity to build upon them and strengthen your financial world