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An Uncommon Understanding of Wealth


Ideas matter. They are especially important in understanding ourselves, our relationships, and the meaning of life. For Christians, understanding the transcendent dimensions our lives as human beings and living that graced reality are characteristics of an authentic Christian life. As a trusted advisor to our clients, I have found that one idea that needs to be understood is the notion of wealth.

What is the meaning of wealth? If you ask the question, you are likely to get a range of answers. In conversations with my clients, their responses have ranged as follows: the freedom to do whatever I want, financial security for my spouse and family, the freedom to travel at will, having enough to live comfortably in retirement, accumulate enough capital that I will not outlive, the ability to leave a legacy for children and future generations, the ability to make significant charitable gifts, the ability to create a family foundation.

All of these “ideas” about wealth have merit. A common theme is the power and use of accumulated capital and property. But not one of them offers a central organizing idea about the meaning of wealth. Here's one approach to this question that we have found helpful to our clients: Authentic wealth consists fully in a human life well-lived.

True wealth contemplates a state of being fully alive. It is the fruit of a deeply human experience of the good life, the experience of flourishing at every meaningful level of human existence: physical, religious, intellectual, emotional, familial, and civic.

Authentic wealth thus transcends accumulated capital, current investments, business interests or properties. And while it includes success in life, the human dimensions of wealth involve much more than mere achievement.

As St. Ireneaus put it: "The Glory of God is Man fully alive!" Wealth that is truly human is deeply embedded in God’s creative power, providence and gifts, in grace and great relationships, in a life well-lived, in opportunities recognized and acted upon, and in the challenges, failures, and adversity that one has overcome.

True wealth is never achieved alone and, whenever it is authentic, it is lightly held in humility, with a grateful heart and a generous spirit. And it is often manifested in a vibrant human life that finds its deepest meaning and joy in the service of God and neighbor.


This award was issued on 7/1/22 by Five Star Professional (FSP) for the time period 09/20/2021 through 04/8/2022. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 3215 Houston-area wealth managers were considered for the award; 176 (5% of candidates) were named 2022 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2021: 3133, 173, 6%, 7/1/21, 9/14/20 - 4/30/21; 2020: 3219, 174, 5%, 7/1/20, 9/30/19 - 4/17/20; 2019: 2992, 209, 7%, 7/1/19, 10/15/18 - 4/26/19; 2018: 3114, 218, 7%, 7/1/18, 10/27/17 - 5/21/18; 2017: 2000, 228, 11%, 7/1/17, 10/24/16 - 5/24/17; 2016: 1763, 437, 25%, 6/1/16, 10/16/15 - 5/16/16; 2015: 2289, 408, 18%, 7/1/15, 10/16/14 - 5/16/15; 2014: 3958, 410, 10%, 7/1/14, 10/16/13 - 5/16/14; 2013: 3001, 504, 17%, 8/1/13, 10/16/12 - 5/16/13; 2012: 2105, 425, 20%, 7/1/12, 10/16/11 - 5/16/12.
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Capital Management Advisors LP is a family-centered wealth management firm. Our practice is limited to working only with clients for whom we believe we can make a significant difference. We use a value-based consultative process that creates a deep level of earned trust. Our clients are successful business leaders who make a difference and who want to have a positive impact on everything they do.

Our core business is to help our clients be even more successful on purpose. We do so by serving as their personal chief financial officer. In that role, our fiduciary mission is to keep them clearly focused on making smart decisions about their investments. We also design and execute coordinated solutions for their private wealth management and advance planning needs through our team of professional specialists. In this way, our clients enjoy peace of mind and greater freedom to pursue their dreams and to make a difference in their lives and community.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit